How to Pay a Speeding Fine in the UK
Receiving a speeding fine can be stressful, but understanding your options and how to make payment can make the process far less daunting. Whether you've received a Fixed Penalty Notice or your case has gone to court, this guide will walk you through what to expect and how to stay compliant.
Paying a Fixed Penalty Notice (FPN)
A Fixed Penalty Notice is a conditional offer to resolve a speeding offence without going to court. If you accept the terms, including the fine and points, you'll need to comply within 28 days.
Payment must be made in full—there's no option to pay in instalments under a Fixed Penalty. If you can't afford to pay within 28 days, you'll need to reject the offer and the case will proceed to court.
If you ignore the Fixed Penalty or fail to comply on time, your case will automatically be referred to court, where the fine and potential penalties may be higher.
What Happens If I Pay the Wrong Amount or Forget to Send My Licence?
You must send your driving licence with the payment. If you fail to do so—or if you overpay or underpay—the payment will be rejected, and the case will move to court. The system requires both the correct documentation and full payment to process the Fixed Penalty.
Paying a Court-Imposed Fine
If your case goes to court and you're found guilty or plead guilty, the fine is due immediately. However, in many cases, the Magistrates will allow an instalment plan based on your income and financial situation—especially if requested in your Statement of Means (MC100).
Don't assume that an instalment plan will automatically be offered—some courts may expect you to pay by card on the day or treat the fine as a top priority debt.
How to Make a Court Fine Payment
- In person: At the Court Funds Office (by cash, cheque, debit or credit card)
- By phone (England): 0300 790 9901
- By phone (Wales): 0300 790 9980
- Online: Pay a Court Fine via GOV.UK
If you're in Scotland, fines are typically paid directly through the relevant court office, although an online system is being introduced. Visit the Scottish Courts website for area-specific details.
What Is a Collection Order?
After sentencing, you'll receive a Collection Order. This document outlines the total amount you owe—including any prosecution costs or victim surcharges—and the method of repayment.
- Attachment of Earnings Order
- Deduction from Benefits
- Referral to enforcement agents (bailiffs)
What If I Don't Pay the Fine?
Ignoring a speeding fine will not make it go away. At first, you may receive a reminder, but if you continue to avoid payment:
- Your employer may be contacted to deduct money from your wages
- Bailiffs may be instructed to collect the debt
- A Warrant for Arrest may be issued in extreme cases
- You could face a custodial sentence for persistent non-payment
If you've accidentally missed a payment, act quickly. Making the payment immediately will usually prevent any further action.
Can Someone Else Pay the Fine for Me?
Yes, someone else can pay your fine—as long as they have the correct reference number and details. The responsibility remains yours, but third-party payments are accepted.
Need help understanding your fine or your options? Contact usand we'll connect you with a specialist motoring solicitor.